Moving to Mexico: What You Need to Know Before You Go

Cassie Ward
Jun 11
2 min read

Thinking about relocating to Mexico? Whether you’re planning to retire, work remotely, or just pursue a new adventure, Mexico offers a vibrant culture, lower cost of living, and diverse landscapes. But before you pack your bags, here’s what you need to know to make your move successful.

Residency Options

You’ll need to choose the right visa. For long-term stays, there are two main types:

Temporary Resident Visa: Good for up to four years; often the starting point for expats.
Permanent Resident Visa: Offers indefinite stay and is usually granted after four years on a temporary visa, or if you meet certain financial thresholds upfront.

Financial Requirements

For a Temporary Resident Visa, you'll typically need to show:

Monthly income (from pensions, investments, or employment) of around $3,000 USD
Or savings/investments of approximately $50,000–$60,000 USD

These amounts can vary slightly by consulate and are subject to change, so it’s best to check with the Mexican consulate where you apply.

Where to Live

Mexico has something for everyone:

Beach lovers: Playa del Carmen, Puerto Vallarta, or Tulum
Colonial charm: San Miguel de Allende, Guanajuato
City life: Mexico City or Guadalajara
Quiet & traditional: Mérida, Ajijic, or Oaxaca

Visit several locations before deciding. What feels like paradise on vacation may not be the best fit long-term.

Healthcare

Mexico offers both public and private healthcare. Private healthcare is affordable and high quality, with many English-speaking doctors in larger cities. Consider international health insurance if you’re not a permanent resident.

Cost of Living

Living in Mexico can be significantly cheaper than in the U.S. or Canada. Budget-conscious expats can live well on $1,500–$2,500/month, while those with a bit more flexibility can enjoy luxury living on $3,000+/month.

Safety

Despite media portrayals, many parts of Mexico are very safe. Do your research on neighborhoods, follow local guidance, and use common sense. The expat communities often share helpful insights about where to settle.